Do I need to Change Policies if I have an older Medigap Policy?

If you have an older Medigap policy that has been discontinued you have the right to keep it. If you switch policies and get a new policy you will not be able to get your old policy back.

Sometimes a company goes out of business or discontinues a particular policy. In these circumstances you will be allowed to apply for a new Medigap policy to replace it with guaranteed issue rights.